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Incurrent Consumer Card


At the core of all of Online Resources web-based applications lies the power of our foundational components. Our robust DataStore along with our flexible Business Adaptors ensure that only timely, accurate cardmember data - combined with your business rules - reach your cardmember or employee-facing sites. Built over many man-years and successfully serving millions of enrollees, we have built the groundwork for effective web-based services and communications with your customers that are based on data in your systems of record. Quite simply, the foundational components bring the data to the people who need it, in its most usable form.

Security of personal and financial information is the single most important aspect of web-based credit card operations. Online Resources staff are experts in the fields of data security and integrity, and apply their expertise at every layer of the organization and system architecture to ensure that tens of millions of accounts on file in the company's data centers are completely secure from unauthorized access and tampering, whether from internal or external sources.

Working with its clients to develop security methods and standards, Online Resources has operated secure web-based services without a single unauthorized access to personal financial information. The company's commitment to data security at all levels ensures that this record will extend into the future. Online Resources also recognizes that performance is essential in today's highly competitive environment. Web-based tools that deliver the necessary information and transactions quickly and accurately will increase usage, which in turn will benefit the lending institution in the form of lower costs and higher cardmember satisfaction.