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Incurrent Consumer Card



Only The Virtual Collection Agent™ makes virtually every payment option available to debtors — and all payments can be made online. The debtor can pay the full amount now, or schedule a one-time payment in the future, or make a future commitment-to-pay, or even indicate that a recent payment you’re unaware of has recently been made.

What’s more, your debtors will have a choice of online payment programs, all based on your pre-established rules. These include flexible payment plans, or balance liquidation, or our “Best Offer” settlement program where you have the option to ask the debtor to make a first offer which you can accept if it meets or exceeds your minimum offer.

To help you determine if the offer should be accepted or denied, The Virtual Collection Agent enables you to capture debtor information online, such as the reason for delinquency, employment expectations, income, total debts or other information you would require. You can then factor all this information into the criteria you have established.

And if their needs aren’t met online, the debtors can send a secure email message to an agent regarding payments, or request that an agent call them for an appointment.




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That’s all it takes to learn how The Virtual Collection Agent™ can lower your operating costs, and improve your
liquidation rate.
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The Must-Read Report
That Can Help You Lower
Your Costs and Increase
Your Profits.
In the Champion-Challenger Report, a Top 3 Card Issuer pilot study showed a convincing uplift in payments of 155 basis points, an improvement of liquidation rates of 53 basis points, and corresponding operational savings. In addition, a high percentage of no-contact accounts used the site, with many logging on late at night or on weekends.
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Your Copy



Not Only Does The Virtual Collection Agent Lower Costs, But It Also Wins Awards.
Online Resources has received the prestigious Collections Technology Excellence Award from Collections
Technology News.
Click Here to Read About
the Award